Revolving loans – Regional Loan Fund

Who can apply for a loan?

Micro, small and medium enterprises, running their own business and having their registered office in the Silesia, Małopolskie or Opolskie Province.

Interest

Variables from 2.47% per-annum, determined based on the base rate announced by the European Commission increased by a margin.

The loan amount

From PLN 10,000 to PLN 600,000.
(for entrepreneurs operating in less than 12 months, the maximum loan amount is PLN 120,000)

Purpose of the loan:

The current expenditure loan may be used to finance expenses related to the purchase of raw materials, materials, products and goods related to business operations, intended for further processing / sale / provision of services, and purchase of services related to their processing / sale / provision of services, as well as non-overdue payments on the date of their payment of obligations for the purchase of raw materials, materials, products and goods related to their business activity, intended for further processing / sale / provision of services and purchase of services related to their processing / sale / provision of services.

Financing structure

Financing expenditures with a loan for current expenses does not require the involvement of the applicant’s own contribution.

Financing period

Up to 5 years with a grace period for repayment of capital up to 3 months.

Repayment method

In monthly installments.
Repayment of all or part of the loan may be made ahead of time.

Fee for processing the application

PLN 100 paid to the account with the number 06 1050 1214 1000 0007 0162 5444.