Upper Silesian Fund SA in Katowice wishes to advise that under this project applications for loans will be accepted until 30 August 2019 (the date of receipt to Upper Silesian Fund SA is decisive). The fund reserves the right to terminate the acceptance of applications early.

Revolving loans – Silesian Loan Fund

The Silesian Loan Fund is implemented as part of the project “Development of loan activity of the Upper Silesian Fund S.A. through the recapitalization of the Silesian Loan Fund operating in the Silesia Province “co-financed by the European Union from the European Regional Development Fund under the Regional Operational Program of the Silesia Province for the years 2007-2013. The aim of the project is to facilitate access to external financing sources for micro, small and medium enterprises.

Who can apply for a loan?

Micro, small and medium enterprises that have been running business for at least 12 months and are based in the province of Silesia.

Interest

Variables from 2.47% per annum, determined based on the base rate announced by the European Commission increased by a margin.

The loan amount

From PLN 25,000 to PLN 600,000

Purpose of the loan:

The current expenditure loan may be used to finance expenses related to the planned development of the entrepreneur, including purchase of raw materials, materials, products and goods related to the business activity, intended for further processing / sale / provision of services and purchase of services related to their processing / sale / the provision of services, as well as not overdue on the date of their payment obligations for the purchase of raw materials, materials, products and goods related to the business, intended for further processing / sale / provision of services and purchase of services related to their processing / sale / provision of services.

Financing structure

Financing expenditures with a loan for current expenses does not require the involvement of the applicant’s own contribution.

Financing period

Up to 4 years with a grace period for repayment of capital up to 3 months.

Repayment method

In monthly installments.
Repayment of all or part of the loan may be made ahead of time.

Fee for processing the application

PLN 100 paid to the account with the number 06 1050 1214 1000 0007 0162 5444.