Upper Silesian Fund SA in Katowice wishes to advise that under this project, applications for loans will only be accepted until 30 August 2019 (the date of receipt to Upper Silesian Fund SA is decisive). The fund reserves the right to terminate the acceptance of applications early.
Loan for investment expenses – Silesian Loan Fund
The Silesian Loan Fund is implemented as part of the project “Development of loan activity of the Upper Silesian Fund S.A. through the recapitalization of the Silesian Loan Fund operating in the Silesia Province “co-financed by the European Union from the European Regional Development Fund under the Regional Operational Program of the Silesia Province for the years 2007-2013. The aim of the project is to facilitate access to external financing sources for micro, small and medium enterprises.
Who can apply for a loan?
Micro, small and medium enterprises, conducting business for at least 12 months and having their registered office in the Silesia Province and / or carrying out an investment in the province of Silesia.
Interest
Variables from 2.47% per-annum, determined based on the base rate announced by the European Commission increased by a margin.
The loan amount
From PLN 25,000 to PLN 1,000,000.
Destiny
For financing expenses related to the implementation of investments in the Silesia Province, including:
- purchase of real estate, perpetual usufruct right, ownership of a cooperative right to the flat, directly related to the business activity conducted,
- construction, extension, adaptation or renovation and modernization of buildings, production, service and commercial buildings as well as directly related premises with business activity,
- purchase of machinery and equipment, including means of transport, directly related to business operations,
- purchase of IT software, licenses and other rights on intangible goods directly related to business operations,
- purchase of an enterprise within the meaning of art. 51 of the Civil Code or its organized part,
- other investment projects directly related to the conducted business activity.
Financing structure
Financing expenses with an investment loan requires the applicant to commit own contribution amounting to at least 20% of the total investment value.
Financing period
Up to 7 years with the possibility of a grace period for repayment of capital up to 12 months.
Repayment method
In monthly installments.
Repayment of all or part of the loan may be made ahead of time.
Fee for processing the application
PLN 100 paid to the account with the number 06 1050 1214 1000 0007 0162 5444.
